(B.A.P. 6th Cir. Aug. 8, 2014)
The Sixth Circuit B.A.P. affirms the bankruptcy court’s order finding the the debtor was not entitled to an undue hardship discharge of approximately $130,000 in student loans. While the debtor satisfied the first prong of the Brunner test (i.e., the debtor cannot maintain a minimal standard of living for herself and her dependents if forced to repay the loan), the “additional circumstances” and “good faith” prongs were not satisfied. The debtor did have medical conditions, but they did not prevent her from performing her job functions. Opinion below.