(Bankr. W.D. Ky. Nov. 5, 2014)
The bankruptcy court awards the chapter 13 debtor attorney fees and punitive damages to be paid by the creditor for its willful violation of the automatic stay. The creditor had made an unauthorized debit transaction of $400 from the debtor’s bank account after the petition was filed. The debtor’s attorney notified the creditor of the stay but the creditor, who was already aware of the bankruptcy filing, refused to refund the payment. Opinion below.